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Table 4 Scores for 22 policies

From: Quantitative evaluation of China’s commercial health insurance policies based on the policy modeling consistency index model

Primary variables

Secondary variables

Policy quantity* (%)

Scores

X1

policy nature

X1a describe

0

0.72

X1b support

22 (100)

X1c guidance

20 (91)

X1d regulation

21 (95)

X2

policy timeliness

X2a short-term(<3years)

0

0.33

X2b mid-term(3 ~ 5years)

1 (5)

X2c long-term(>5years)

21 (95)

X3

policy recipients

X3a operating organization

22 (100)

0.97

X3b regulator

22 (100)

X3c consumer

20 (91)

X3d others

21 (95)

X4

policy incentives

X4a tax incentives

21 (95)

0.64

X4b encourage insurance coverage

19 (86)

X4c talent incentive

1 (5)

X4d information sharing

22 (100)

X4e individual account purchase

7 (32)

X5

policy content

X5a develop inclusive commercial health insurance

3 (14)

0.86

X5b rich commercial health insurance products

22 (100)

X5c support health industry innovation

18 (82)

X5d health insurance institution risk control

19 (86)

X5e professional management

22 (100)

X5f offer a high-quality service

21 (95)

X5g improve the level of information construction

22 (100)

X5h strengthen supervision and management

21 (95)

X5i oversee medical behavior and expenses

21 (95)

X5j promote commercial insurance institutions to participate in handling and undertaking services

21 (95)

X6

policy tools

X6a supply type

22 (100)

0.79

X6b demand type

8 (36)

X6c environment type

22 (100)

X7

content evaluation

X7a clear rights and responsibilities

10 (45)

0.72

X7b scientific program

9 (41)

X7c rich in content

22 (100)

X7d specific goals

22 (100)

X8

cooperation and connection

X8a connected with the basic medical insurance

20 (91)

0.74

X8b works with healthcare facilities

18 (82)

X8c combined with the elderly care services

19 (86)

X8d combined with health management

21 (95)

X8e combined with medical assistance and public welfare and charity

3 (14)

X9

policy goals

X9a protect the consumers

22 (100)

0.71

X9b promote equity

4 (18)

X9c promote cost control

21 (95)

X10

policy disclosure

 

22 (100)

1.00

PMC

7.48

  1. *Policy quantity refers to the number of policies for which the corresponding secondary variable is assigned a score of 1, indicating that the policy includes the content of that variable